Research & Advisory
London, United Kingdom


Gareth's research focuses on Payments. As part of the payments team, his prime focus is on corporate payments, working closely with his colleagues in the Corporate Banking team.

He is a leading expert on:

  • bank payment processing, and is the analyst who has been covering payment services hubs the longest in the industry;
  • payment networks and infrastructures, including Swift, ACH and Wires;
  • and real-time payments, a topic he has been active in since 2006, and has worked in on almost every continent.

Gareth has been widely quoted in the media, including American Banker, New York Times and BBC News, and is a frequent speaker at such events as Sibos, EBADay, NACHA Payments, as well as private events around the world.

Prior to Celent, Gareth worked for Secura Monde International, a leading cash consultancy; as Regional Research Director of European Payments at TowerGroup; and in corporate strategy at VocaLink Ltd, the UK ACH and ATM network.

Gareth has a Bachelor of Science in Quantity Surveying from the University of Portsmouth, and a Post-Graduate Degree in Information Science from the University of North London.

Latest insights

  • 5 March 2019
    Last week, Vice-President Valdis Dombrovskis of the European Commission (EC) made a speech at a relatively small Fintech conference. What he said…
  • 19 February 2019
    Payments, once perceived by many outside the space as a dull utility where regulators allowed “benevolent monopolies” to exist, has now truly…
  • 23 July 2018
    Gareth Lodge is a Senior Analyst at Celent with a focus on corporate payments. When's he's not providing leading expertise on things like paymen…
  • 20 July 2018
    How well a bank can innovate is inextricably tied to the technology that it already has. One way banks are innovating is by working with external…
View all insights

Related events

  • 18 - 19 June 2019
    Stockholm, Sweeden
    Curated by the Euro Banking Association’s subject matter experts, the conference features keynotes, two core streams, special interest sessions a…
  • 4 December 2018 08:30 - 12:00 GMT (03:30 EST, 09:30 CET)
    55 Baker St, London, W1U 8EW, United Kingdom
    OVERVIEW While many emerging technologies are transforming the banking industry, several stand out with their potential to improve customer satis…
  • 22 - 25 October 2018
    Sydney, Australia
    Sibos brings financial leaders together to network, collaborate and find solutions to industry challenges. The theme for 2018 is “Enabling the di…
  • 22 - 24 May 2018
    Dublin, Ireland
    Celent Analysts will be attending this year's TCF 2018 - Digital to the Core on May 22. Temenos organizes its annual global event called Temenos…
View all events