Research & Advisory
London, United Kingdom


Gareth's research focuses on Payments. As part of the payments team, his prime focus is on corporate payments, working closely with his colleagues in the Corporate Banking team.

He is a leading expert on:

  • bank payment processing, and is the analyst who has been covering payment services hubs the longest in the industry;
  • payment networks and infrastructures, including Swift, ACH and Wires;
  • and real-time payments, a topic he has been active in since 2006, and has worked in on almost every continent.

Gareth has been widely quoted in the media, including American Banker, New York Times and BBC News, and is a frequent speaker at such events as Sibos, EBADay, NACHA Payments, as well as private events around the world.

Prior to Celent, Gareth worked for Secura Monde International, a leading cash consultancy; as Regional Research Director of European Payments at TowerGroup; and in corporate strategy at VocaLink Ltd, the UK ACH and ATM network.

Gareth has a Bachelor of Science in Quantity Surveying from the University of Portsmouth, and a Post-Graduate Degree in Information Science from the University of North London.

Latest insights

  • 3 March 2020
    The payments industry faces many significant changes in the coming years, from standards such as ISO 20022 to Instant Payments to those mandated…
  • 7 January 2020
    Celent has been involved with Instant Payments since, well, everyone called them Real Time Payments! Our first report dates back to 2014, and th…
  • 23 November 2019
    Just as the season and the clocks change at this time of the year, so does the focus of the analyst. Finally, the conference season has drawn to…
  • 2 November 2019
    Into the home straight conference wise! Sibos is by far my busiest week of the year, although with all the prep beforehand, and the follow-ups a…
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Related events

  • 23 - 26 September 2019
    ExCeL London, United Kingdom
    Join Patricia Hines, Gareth Lodge, and Alenka Grealish at Sibos, the annual conference, exhibition, and networking event organised by SWIFT for…
  • 18 - 19 June 2019
    Stockholm, Sweeden
    Gareth Lodge will be moderating a panel at this year's EBAday. Curated by the Euro Banking Association’s subject matter experts, the conference…
  • 4 December 2018 08:30 - 12:00 GMT (03:30 EST, 09:30 CET)
    55 Baker St, London, W1U 8EW, United Kingdom
    OVERVIEW While many emerging technologies are transforming the banking industry, several stand out with their potential to improve customer sati…
  • 22 - 25 October 2018
    Sydney, Australia
    Sibos brings financial leaders together to network, collaborate and find solutions to industry challenges. The theme for 2018 is “Enabling the d…
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Related news

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