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nCino® is the pioneer in cloud banking. Built by bankers for bankers, the nCino Bank Operating System® is a single, multi-tenant software-as-a-service (SaaS) solution that helps financial institutions modernize, innovate and outperform.

  • The nCino Bank Operating System connects FI employees, their clients and third parties on a single, cloud-based platform, eliminating silos and bringing new levels of coordination and transparency to the institution. By utilizing a single platform across business lines, processes and channels, FIs are able to leverage the same data and information across their entire organization. This unified platform provides all the functionality necessary to complete mission-critical workflow, enabling client onboarding, loan origination, deposit account opening, analytics and compliance.
  • Fundamental elements of the nCino Bank Operating System are built on Salesforce, which allows us to focus our product development efforts on building deep vertical functionality specifically for FIs, while leverage Salesforce's global infrastructure, reliability and scalability. We also have solutions that leverage the Amazone Web Services ("AWS") platform.

As of March 28, 2023


  • 1,700+ employees as of January 31, 2023
  • 85% are based in the United States, 15% are in locations around the globe
  • Nine offices in seven countries (Wilmington, NC Headquarters: Salt Lake City; Toronto; London; Paris; Madrid; Melbourne; Sydney; Tokyo)


  • Large, diversified, global customer base with over 1,850 financial institutions
    • Global financial institutions, such as Wells Fargo, Bank of America, Barclays, Santander and TD bank;
    • Regional and community banks, such as ConnectOne Bank, Wafd Bank, Coastal States Bank and Valley Bank
    • Credit Unions, such as Corning Credit Union, SAFE Credit Union and Navy Federal Credit Union, the largest credit union in the world; and
    • New market entrants, such as challenger banks like OakNorth Bank and Recognise Bank in the U.K. and Judo bank in Australia;
    • To independent mortgage banks like Synergy One Lending and Fairway Independent Mortgage Corporation.
  • Two of the top four banks in the U.S. (Wells and BOA); three of the top five (U.S. Bank)
  • 11 of the top 25 U.S. financial institutions by asset size are nCino customers.
  • 22 of the top 50 U.S. FIs by asset size are nCino customers.
  • nCino has three of the top five banks by asset size in the U.K.
  • nCino has customers in 16 countries, including deployment in eight countries across the European continent (England, Ireland, Italy, France, Netherlands, Belgium, Germany, Lativa)