Open Payment Framework for Payments Unification

Leading at the forefront of real-time payments innovation and next-generation payments architecture, FIS delivers the technologies and assets that will enable financial institutions across the globe to realize a truly modern payments environment, encompassing all customer channels, simplifying payment operations, reducing costs and providing a frictionless commerce experience for business clients and consumers alike.

Its pure Service Oriented Architecture-based Open Payment Framework (OPF) facilitates banks and financial organisations in their provision of payments services, whether they be Card, ACH, Branch, Bulk, High Care or International payment transactions.

The OPF technology helps to reduce transaction processing costs and to deliver new, compelling payment services in a way that drives both efficiencies and new growth through innovation. Functions embrace payments origination, reporting, linkage with back-office processing systems, clearing, netting and settlement. In addition a range of Payments Testing solutions (OTS) is offered.