The Coming of Unholy Alliances

Create a vendor selection project
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.
We are waiting for the vendor to publish their solution profile. Contact us or request the RFX.
Projects allow you to export Registered Vendor details and survey responses for analysis outside of Marsh CND. Please refer to the Marsh CND User Guide for detailed instructions.
Download Registered Vendor Survey responses as PDF
Contact vendor directly with specific questions (ie. pricing, capacity, etc)
8 November 2010


  • Red- nice thought-starter. One element of the ecosystem that I think you've underestimated are the major players in the phone OS market-- Apple, Google, RIM, MS, etc. I believe that the "applification" of solutions is the core disruption that will change the relationship for carriers and FIs (and associations, PayPal, etc).

    These OS providers are a constant for all the carriers, most FIs (simple mobile banking) and handset providers. There are already mobile commerce apps running over "dumb pipes" connecting to "dumb rails". They are created by a wide range of disruptors ranging from startups to PayPal. The potential killer apps for customers has tremendous variety for everything from P2P to rewards redemption to single click checkout.

    Alliances with these OS providers and core Apps firms may be the likely path for both FIs and Carriers...just not together.