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The Coming of Unholy Alliances

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Celent have reviewed this profile and believe it to be accurate.
2010/11/08

コメント

  • Red- nice thought-starter. One element of the ecosystem that I think you've underestimated are the major players in the phone OS market-- Apple, Google, RIM, MS, etc. I believe that the "applification" of solutions is the core disruption that will change the relationship for carriers and FIs (and associations, PayPal, etc).

    These OS providers are a constant for all the carriers, most FIs (simple mobile banking) and handset providers. There are already mobile commerce apps running over "dumb pipes" connecting to "dumb rails". They are created by a wide range of disruptors ranging from startups to PayPal. The potential killer apps for customers has tremendous variety for everything from P2P to rewards redemption to single click checkout.

    Alliances with these OS providers and core Apps firms may be the likely path for both FIs and Carriers...just not together.