Nth Exception

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Nth Exception is a specialist payments consultancy that helps financial institutions and corporates introduce, operationalize and process-optimize next-generation payments journeys and systems.

Specialists in SWIFT messaging, ISO 20022 and alternative payment methods, we work with customer organizations globally, helping them navigate around complex messaging standards and the intricate requirements of different schemes and market infrastructures, enabling them to better manage uncertainty, improve business connectivity and continuity, reduce operational costs and eliminate barriers to profit, in the fast-changing payments world.

We do this through a combination of:

a) Consulting on capabilities including ISO 20022, SWIFT CBPR+, SWIFT gpi and digital currencies.

b) Technology services covering ISO 20022 migration, Real-Time Payments, Request to Pay, Wallets, Open Banking and BaaS / Composable Banking, leveraging aligned partner products.