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Afficiency is an insurtech transforming the end-to-end life insurance buying process and accelerating the time it takes to get applicants approved and covered.

Afficiency digitizes life insurance products on their proprietary Afficient platform and renders them to users (agents or consumers) for an end-to-end single session sales journey, from lead capture to policy delivery. This encompasses field underwriting, illustrations/quote through to policy delivery to the end customer.

The solution comes with a digtal user interface (for agents and consumers) or is made available via API for any sales distribution system to integrate and make available via their native UI. Afficient can accommodate all varients of life prodicts eg. Term, IUL. High STP rates have been obtained by existing clients (up to 70% instant decision and policy issue) but the platform is configurable to the pricing and underwriting manual of each product.