The integration of mobile and banking

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25 March 2011


  • I would change would be #1. I would expand that to 2-way alerts/messaging. I believe over the next 12-24 months you'll see this expand to beyond just account balances but more to billpay and transfers with the alerts.

    Secondly, I'll assume you'll be noting this as well is the Risk with this technology and if institutions are really protecting the consumer.

  • I agree with Scott's prior post-- One-way SMS is so 2009...

    I'd also recommend the addition of "Mobile Remote Payments"-- this is a broad and growing area of commerce ranging from apps & digital goods to books @ (or any physical good bought from an app/website on mobile). This may be what you meant by #4, but my view is that's more of a closed-loop network (p2p, p2b, and agents).

    twitter: @rclow

  • I agree that's a good thing to add. It is done. At some point, hopefully today, I plan to create a map of mobile banking and payments. There are many dimensions.

  • I should make that clearer as well and will edit my main posting. Thank you.