Point-of-Entry Capture: The Future is Now

Create a vendor selection project
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.
We are waiting for the vendor to publish their solution profile. Contact us or request the RFX.
Projects allow you to export Registered Vendor details and survey responses for analysis outside of Marsh CND. Please refer to the Marsh CND User Guide for detailed instructions.
Download Registered Vendor Survey responses as PDF
Contact vendor directly with specific questions (ie. pricing, capacity, etc)
16 August 2004


San Francisco, CA, USA August 16, 2004

Check imaging, which began reemerging as a mere ripple five years ago, is generating a tidal wave of change today. Among the applications likely to make the biggest splash is point-of-entry capture. Celent predicts adoption will take off in 2006 as a critical mass of check image exchange is realized.

In a new report, , Celent discusses the prospects of point-of-entry capture at the branch, ATM, and commercial sites. The report profiles four best practice adopters: Bank One, Huntington Bank, Intrust Bank, and First Horizon Corp (formerly First Tennessee).

According to

Alenka Grealish, author of the report and manager of the banking group at Celent, "While most technologies enable operational improvement, point-of-entry image capture ranks as one of the few that brings operational innovation. It not only deconstructs check processing, but also dramatically reduces a branch痴 reliance on a physical supply chain. Moreover, it raises the stakes in check imaging adoption by opening the door to competitive advantages that reach beyond operations to retail banking, cash management services, and channel management."

Based on interviews with approximately 55 industry participants, Celent estimates that IT spending on check capture will reach US$280 million by 2006 and fall off slightly in 2007 as fewer large banks implement. Teller-based capture will rule the roost at medium-size and large banks, while back-counter-based capture will be favored by small banks.

of Celent Communications' Retail Banking and Wholesale Banking research services can download the report electronically by clicking on the icon to the left. Non-members should contact for more information.

Send mail to with questions or comments about this Web site.