Innovation Quarterly: Latest in Fintech Innovation Q2 2017

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7 August 2017

Key research questions

  • Why is Fintech important?
  • Where is most of the energy going in Fintech?
  • What can be learned from the market?


Fintech is a massive space with a seemingly unending flow of new market entrants. Some will succeed; many will fail. This report series outlines a few of the more compelling startups in financial services, outlining their product offerings and explaining their value proposition.

Nowhere is the growth of Fintech more evident than industry conferences like Swift’s Innotribe and Finovate. These industry events showcase innovative creations, growing each year to reflect the interest in the space.

Emerging technology startups—Fintechs—in financial services are mostly small, with limited market exposure, but are innovating on specific processes and lines of business. Only recently has the industry finally begun to embrace the new market entrants. Skepticism, driven partly by the fear of cannibalization and apprehension about drastic transformation, is beginning to subside as institutions see the value of engaging these companies as vendor partners rather than adversaries.