Cogitate DigitalEdge Policy

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Cogitate DigitalEdge Policy is digital underwriting and distribution software for modern insurance providers. It helps insurers become more competent, increase speed to market and quickly adapt to the changing needs of customers in a rapidly changing industry. Insurance companies can create their own omni-channel ecosystem by integrating their value chain. It provides insurance carriers, MGAs, wholesalers and program managers with modern ways of conducting business.

Cogitate DigitalEdge Insurance supports complete policy-lifecycle, from rating and comparative quotes to binding and issuance and post-sale services including endorsements, renewal, cancellations, reinstatement and rewrite.

Powerful Adaptive API of DigitalEdge allows integration with existing Core & Legacy systems, third-party data and service providers as well as multiple carrier raters and systems.

DigitalEdge is powered with a comprehensive LCNC, enabling insurance providers to add new or modify existing products with ease. It includes the ability to add new lines of business or new states within few hours or modifying the workflows and underwriting rules.

Built-in analytics include dashboards, reports, and extensive analytics capabilities specifically designed for various lines of business.

Key Features

Digital sales and service for insurance

·Cogitate Rater

·Cogitate Quote, Bind & Issuance

·Cogitate Post-sale Services

API Integrations

·Integration with Core & Legacy Systems

·Integration with Client and Partner systems

·Pre-integrated with third-party data providers for Automatic Risk Capture and Data Prefill

Digital Engagement


·Mobile Apps


Powerful Low Code / No Code

Built-in Analytics

Key Benefits

  • Speed to market
  • Go Digital with your existing systems – no overhauling of entire IT infrastructure
  • Reduce operational cost by increasing productivity of team and efficiency of processes
  • Deliver an exceptional customer experience to build brand loyalty
  • Ease of Business for channel partners and customers

Product/Service details