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PASS_Insurance is the comprehensive, component-based core system which supports the entire insurance cycle with multi-company, multi-territory, multi-currency and multi-language capabilities. A complete bespoke solution for all lines of business (Life and Non-Life General Insurance) for a 360-degree view of customers, agents and operations

Core Insurance System

Core Insurance System PASS_ Insurance Core is a component-based software solution suite that provides full life-cycle processing capabilities in core insurance areas including policy administration, product design, new business underwriting, billing, claims and distribution management

Digital Suite

Digital Suite PASS_Insurance Digital is a Powerful Enablement Platform to support omni-channel distribution from a single product instance. Our portal and digital applications enable Insurers to deliver digital service across their channel partners and policyholders from anywhere and on any device. It incorporates responsive design and it enables consistent underwriting control through a seamless integration to PASS_Insurance Core system

Key Features


PASS_Insurance is the Policy Administration System which has a number of stand-alone modules divided by business line:

  • Non-life (Motor and No-Motor lines of business)
  • Specialty (transport, bonds and hail)
  • Life
  • Claim

The main module of PASS_Insurance Core is PASS_Products, the product configurator and tariff engine.

The Cross modules are useful to various business lines and they are also specific to the management of the database, accounting, reinsurance, statistical reports and business analysis


PASS_Insurance Digital is the digital Front End component that enables Insurers to work in a shared environment, by establishing an omnichannel distribution model, with a 360-degree view of the customer, for a satisfying and positive customer experience, with the same level of service through various distribution channels.

PASS_Insurance Digital includes:

  • an omnichannel, omnidevice front end
  • a Business Process Management solution
  • a decoupling layer
  • a paperless solution


This includes all the APPs relating to the insurance business for the digital interaction of Insurerswith their policyholders and partners.

The APPs are developed and customised for Insurers and satisfy their need for interaction with the end customer and policyholders.

Integration with PASS_Insurance enables Insurers to make more specific business analysis. This results in an increase of touch points for new business opportunities and in a customization of services to satisfy more the customer needs.

Key Benefits

Powered by an advanced service-oriented architecture and best in class configuration capabilities, PASS_Insurance sets the standard for adaptability, reliability and speed to market. PASS_Insurance combines all insurance core processes and lines of business on a cost effective, flexible underwriting and distribution solution to empower insurance staff to respond and adapt to market change with a faster and better experience.