TCS BaNCS Digital
TCS BaNCS Digital is a suite of enterprise and consumer apps offering omni-channel, multi-entity and multi-currency support. It provides a single, consolidated 360 degree view of the customer’s profile including all products, services, and interactions. The platform is designed to provide a rich user experience leveraging responsive and adaptive web design techniques to deliver an app based and a browser based experience on devices.
The highly scalable solution has strategically adopted hybrid architecture to provide a unified user experience across multiple channels.
TCS BaNCS Digital can help you redesign your banking and digital strategy, helping you remove the steps that create dissonance in your customer journeys.
TCS BaNCS Digital Banking Solution offers the following key features:
1. Client Onboarding
2. Client servicing (Loans, Deposits, Payments, Trade among many others)
3. Client Advisory (Wealth Management)
4. Analytics & Insights
5. Personal/Business financial Management
6. Enterprise Users Operations
7. Ability to build your own Apps / Easy configurability by utilizing the lowcode engine
8. 24/7 realtime processing
Some of the Benefits that Customers get by utilizing TCS BaNCS Digital are:
1. TCS BaNCS Digital is a single comprehensive platform that caters to multiple segments like retail, business, corporate.
2. A personalized user experience for superior customer engagement
3. Easily configurable platform that enable customers to design multiple user experiences that are intuitive, interactive, and instantaneous for different target segments
4. Promotes efficiency to enterprise user through a single integrated platform, with realtime data processing capability and data availability
5. Availability on cloud, provides flexibility around capex for customers
6. Comes with multi entity, multi-currency, multi country operations
7. Future ready solution built with latest Technology and modern architecture. It can integrate with TCS BaNCS or other third-party global banking platforms.
8. Strong support 24/7 and ongoing regulatory compliance.
9. An integrated digital strategy for channel agnostic customer experience – Provide data consistency and enable customers to commence, continue and complete transactions across channels.
10. A secure application design to gain customer trust – Adhere to secure application guidelines recommended by OWASP and support multiple protocols such as OAuth and SAML