Irix: Identfied Data Interpretation

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If you underwrite individual life, long-term care, disability, or Medicare Supplement insurance policies, you won't want to miss anything that Irix insurtech product suite has to offer. The Irix Rule Engine instantly gathers and interprets vast amounts of real-time electronic data and delivers a decision on the spot—for faster, easier, more accurate risk assessment.

This fully automated rules engine will modernize your underwriting workflows, add newfound efficiencies, and ensure consistent decisions.

The Irix identified data interpretation suite of products includes:

Irix Risk Score (mortality and morbidity models)
Irix Datasets: Prescription Data, Medical Data, Credit Data, Criminal Data, Other (MVR, MIB, etc.)
Irix ReCheck

Key Features

Instant, real-time data aggregation and interpretation

ROI that’s been proven over and over again in retrospective studies

Custom calibration to your underwriting standards and risk thresholds

Color-coded risk mapping via user-friendly interface or integration with your underwriting platform

FCRA- and HIPAA-compliant

Key Benefits

Instant, real-time data aggregation and interpretation

Clinical and actuarially relevant interpretation of applicant electronic data

Fact-based smoker identification

Digital underwriting transformation

Fast decisions for direct-to-consumer distribution

Artificial intelligence, machine learning, predictive modeling for enhanced risk assessment

Better risk stratification and selection

Issue more policies/improve mortality outcomes/achieve business objectives

Protective value