Credit Risk management
We build, transform, and manage credit risk operations for our clients. By harnessing opportunities from advanced analytics, AI and automation we speed up credit decisions, and reduce the total cost of ownership.
Underwriting: We manage and run your end-to-end credit underwriting function and processes such as borrower financial analysis, financial spreading, credit analysis, risk ratings, credit memos, and collateral management. Our services help reduce customer response time, improve quality of credit decisions, and drive growth for your lending business.
Portfolio Monitoring: Genpact provides real-time portfolio monitoring, including monitoring covenants, credit reviews, refresh ratings, collateral management, and other processes. We provide early warning signals on credit deterioration to help minimize credit losses and defaults and minimize monitoring costs.