COBIS Core Banking (Universal-Inclusion- Digital)
COBIS Universe is a flexible core banking platform that satisfies your evolving market needs and the increasingly heavy regulatory burden in an affordable way and with long-term success. Our adaptable serverless cloud native architecture and tailored applications equip your clients with the agility to become market leaders. Whether you are a retail, commercial, wholesale, or development bank, we are ready to serve you. COBIS Inclusion is a comprehensive core solution for credit unions and microfinance institutions. Our solution prioritizes your mission of social impact by taking into account your need for cost-efficiency. We automate your regular tasks of loan origination and other business processes to enable you to focus on business opportunities.
The Core banking COBIS covers the entire spectrum of customer service and back office functions available 24 hours a day, 7 days a week. International: multi-currency and multilingual support. Customer-centric and business process-oriented. Agile creation of new financial products to boost sales growth. 100% compliant Highly flexible, configurable, scalable and secure Easy to integrate and open to the innovation ecosystem COBIS Inclusion Specialized functional compliance for customers in this segment, which includes the banking technology necessary to prospect in compliance with regulations and the risk analysis necessary to generate a healthy and profitable business. Mobile applications that allow employees to enroll new customers and sell financial products in the field, increasing efficiency and especially the experience for end customers. Automation of business processes, which decreases operating costs, critical in this market segment.
Some characteristics include:
Centralized management of customer account and loan data and records
Integrated and secure systems management
Comprehensive compliance with local, state, and international regulations
Process oriented design for the implementation of many financial business models
Generation, deployment and agile maintenance of financial products
User experience thought of customers
Implemented in a SaaS model which allows lower investments
With native serverless cloud technology, it makes efficient use of the cloud infrastructure with significant savings and high availability and scalability.
Wide and proven functionality which allows it to be adapted to different banking business
Regulatory compliance (taxes, fees, policies, base information for regulatory and managerial reports) in the countries where we operate