IC Smart Platform

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As part of IC Banking Suite (see attached document), IC Smart Platform, integrates all digital banking channels available for the client. Through them, they use all banking services in a seamless way . Bank Operators and business areas have also a centralized and interactive interface to handle all transactions and customers accounts. This is our one face to the userexperience strength

Key Features

IC Smart Platform is designed to back up all bank business areas, and delivers all features needed for the financial logic.


Transfers between individual accounts, internal to the Bank or to other Banks

Cardless transfers through branches or ATMs

Service payments

One-step multiple transfers

Credit Card and Loans Management


Asynchronous unattended processes

Payments and transfers scheduling


Factoring and confirming

Individual and joint accounts

Manual and list-based suppliers and payroll payments

Approval schemes configuration

Key Benefits


Information is key, which is why IC Smart Platform has a set of developed capabilities that enable it to integrate into a wide range of systems. We absorb the inefficiencies that the financial institution may have to provide the best possible service to its customers.

Security and Identity

We centralize user identification, including different forms of authentication and authorization for simple and complex scenarios. In this way, we ensure compliance with all the scenarios and segments that financial institutions require.

Data Intelligence

We simplify the complex. This capability refers to the analysis of complex data and the way the information is presented, to help financial institutions understand their customers, the use of their channels and ultimately make business decisions based on authentic information.