INSTANDA Life & Health Policy

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Today’s customers demand insurance products they can switch on and off to cover momentary needs.

Through INSTANDA, Life & Health insurance forerunners are responding to this demand with personalised products tailored to the needs of ever-shrinking consumer segments.

Life & Health insurance carriers and brokers are venturing into new markets and simplifying purchase processes with highly customisable products. All through INSTANDA’s no-code insurance product launch platform.

Whether digitising an entirely new business, building a new digital ecosystem around your existing business or simply migrating over multiple books and creating new product combinations and propositions, INSTANDA provides everything needed, from customer engagement, through to underwriter workbenches and full customer and policy servicing. With a modern API framework, new capabilities can be created in weeks, all interconnected with the INSTANDA platform.


Respond to personal life, health, critical illness, income protection, property and travel insurance needs, with products that satisfy today’s digitally native consumer. Explore new markets and diversify existing books. Create and combine Life & Protection, Property & Travel, and Accumulation products through one platform, backed up by dynamic underwriting and ratings.


The gig economy is changing the face of corporate cover. Meet the corporate Life & Health insurance needs of those businesses wanting to protect their employees and contractors with highly tailored cover. You set your multi-product offering and allow your clients to access the protection they need, when they need it, through our customer-centric INSTANDA platform.


Behavioural analytics, telemedicine and wearables are giving health insurers more of an insight into consumer lifestyles. Responding with highly personalised medical insurance, has never been easier. With INSTANDA you have the freedom to bring new products to market through a single quote, rate and bind platform. A platform that seamlessly integrates with external medical underwriting and medical care provider selection.

Key Features

Operate in a cloud-based world where there are no limits to insurance. Where products can be securely designed and launched in days and changes made in minutes.

  • No code configuration.
  • Simple drag-and-drop interface
  • Launch new products in days, not months
  • Reduce customer acquisition and operating costs
  • One platform, thousands of possibilities
  • A true quote and buy digital platform
  • Inherently insurance.
  • No more product innovation pain points

Key Benefits

COMPLETE CONTROL of product creation and distribution

• RAPID SPEED to market and product and UI build

• DE-RISK your product roll out with no code project implementations

• NO RESTRICTIONS, ANY product, geography, AND channel


• SIT COMFORTABLY within your eco-system

• MAJOR BACKING, our fans include Deloitte, EY and Microsoft