Fitinsur IO

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Founded in December 2019 by Denise Oliveira (CEO), Erika Chou (Marketing and Relationship Director) and Carlos Oliveira (Technical Director), fitinsur was the first startup categorized as ‘Insurtech as a Service’ in Latin America. Pioneer in the specialization of API's (B2B and B2B2C) for commercial lines the company business model and technology allows others companies from any segment to have all the necessary tech capabilities to become an insurtech in the cloud.

The solution based on Multilateral concept is ready to provide any Insurance front-office process capability, splited on modules as Quotation, Policy Admin, Document Management, Renewals, Claims (FNOL) and Data as a Service.

Nowadays fitinsur has a significant Commercial linas product portfolio, as Marine, Proffessional Indemmit, Pension Founds, General Liability, Agro insurance, D&O, Enviromental, Trade Credit and Surety through our partners that are Insurers, Brokers, Agencies and Digital Market Places.

Key Features

Frontend application White label

Modular Web app with friendly UX and UI, available in multiple devices

Fast and easily to configure with customer visual identity

Multilateral concept allowing better communication between different roles and user types

Backend application | Open API standards

Orchestrator module, where the major business functions became able to evolve in a fluid and seamless process, throughout a development framework with recognized market standards for APIs development, offering quick “business-to-platform” connection and ignition.

Workflow engine

Workflow engine capabilities, such as task routing, task dependency, task hierarchy, life cycle processing.

Calculation engine

Custom Calculation capabilities, flexible, including formula templating, expression parsing, mathematic embed libraries.

Quote API´s

Quote entry point, person identification, risk analysis processing, calculation processing

Issuance API´s

Embedded insurers integration, issuance order, policy signature, welcome kit package

Payments API´s

Embedded pay channels, billing and collections process, payment schedule, finance balance and statements

Documents API´s

Content storage, document versioning, external sharing, retention schedule

Renewals API´s

Complete and continuous policy life cycle, complete renew tracking.

Claims API´s

Notice creation, claim review and assessment, document collection, payment approval.

Middleware layer

Cloud based services, embedded SDK services, single and multi-tenant deployment, multi-region availability, multi-cloud integration, custom integration for cloud and on-premise scenarios, full “as-a-service” deployment and runtime model.

Big Data

Data-driven capabilities, distributed deployment and API-based access, actionable insights, using embedded market-leader data platform for data visualization and business intelligence capabilities.

Key Benefits

Revenue increase

Better management and decision-making information

High scalability and availability

Fully compliant with regulators

Faster time to market

No operational tasks


White Papers

Product/Service details