Ether AI Underwrite

Create a vendor selection project
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.
We are waiting for the vendor to publish their solution profile. Contact us or request the RFX.
Projects allow you to export Registered Vendor details and survey responses for analysis outside of Marsh CND. Please refer to the Marsh CND User Guide for detailed instructions.
Download Registered Vendor Survey responses as PDF
Contact vendor directly with specific questions (ie. pricing, capacity, etc)


World class big data + AI platform for transforming credit decision across the credit lifecycle by consistently improving approval rates by 15-40% and bringing down loss rates by 10-25%. Data-Modeling-Strategy-Implementation cycle comes down to weeks from current 12 Months+

Key Features

Incremental “Lift” created from three key areas of expertise

1. Feature Space – Bureau/Non-Bureau

  • Use of non-Bureau / alternate data sources as well as deep tradeline data for credit decisions
  • Prebuilt powerful predictor library based on 100+ yrs. of credit experience
  • Preceded features that drive better credit decisioning based on client insight across engagements

2. Unique AI methodology

  • Unique neural network modelling methodology to improve credit decisioning for applicants at the “margin”
  • Superior model performance leveraging AI in champion/challenger with “lift” in the 10-25% range
  • Models are FCRA compliant and meet explainability requirements

3. Integrate into existing bank processes real-time; plug & play SaaS solution:

  • Full lifecycle solution which integrates into real time and batch process of the bank
  • Performance which scales to requirements based on tech. architecture
  • Prebuilt predictors & models in platform for rapid deployment & ROI
  • Flexibly configure risk appetite of bank using Strategy Builder
  • Advanced visualization and reporting

Key Benefits

Low latency, scalable, cutting edge AI-ML platform, which delivers exponential results, leveraging our deep domain expertise