CCC - Estimate STP
CCC Estimate-STP uses advanced AI and insurer-driven rules to automatically initiate and populate detailed and actionable estimates in seconds. CCC Estimate-STP uses a powerful combination of technologies, data, and partner connections to digitally generate comprehensive estimates for qualified repairable claims. The outcome is actionable estimates with line-level detail, including parts, labor operations and hours, and taxes. CCC Estimate-STP is configurable by insurer, including claim eligibility thresholds and desired policy holder communication experiences.
Intelligent routing – AI and insurer-defined rules are applied to damage photos to automatically validate claim information then easily funnel claims to estimating tools.
Estimate generation – submitted photos are analyzed by AI, generating a pre-populated comprehensive line level estimate that highlights damaged parts, repair and replace predictions, repair labor hours, and more according to insurer-defined rules.
Automated Validation – Estimates are assessed by AI to detect potential anomalies and meet an insurer’s estimate confidence thresholds. An insurer can then approve it, or opt for auto-approval, digitally delivering the estimates to customers to review.
Advanced AI technology enhances the claims process making the experience intuitive for customers and effortless for insurance carriers. With remarkable accuracy, our algorithms can analyze a single photo, detect prior damage, and flag the submission for further review to help insurers mitigate risk and deliver smarter, more personalized coverage to the customer.