Health Policy System

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Today’s customers demand insurance products they can switch on and off to cover momentary needs.

Through INSTANDA, Health insurance forerunners are responding to this demand with personalised products tailored to the needs of consumer segments.

Health insurance carriers and digital brokers are venturing into new markets and simplifying purchase processes with highly customisable products. All through INSTANDA’s no-code insurance platform.

Whether digitising an entirely new business, building a new digital ecosystem around your existing business or simply migrating over multiple books and creating new product combinations and propositions, INSTANDA provides everything needed, from customer engagement, through to underwriter referrals and full customer & policy servicing. With a modern API framework, new capabilities can be created in weeks, all interconnected with the INSTANDA platform.


Respond to personal health needs, with products that satisfy today’s digitally native consumer. Explore new markets and diversify existing books. Create and combine health products and services through one platform, backed up by dynamic underwriting, ratings and documentation.


Meet corporate Health insurance needs of those businesses wanting to protect their employees and contractors with highly tailored cover. You set your multi-product offering and allow your clients to access the protection they need, when they need it, through our customer-centric INSTANDA platform.

Added services

Wellbeing propositions, online medical reporting and wearables are giving health insurers the opportunty to provide preventative solutions. Responding with highly personalised medical insurance, has never been easier. With INSTANDA you have the freedom to bring new products to market through a single quote, rate and bind platform. A platform that seamlessly integrates with external third parties to to enhance the customer experience.

Key Features

Operate in a cloud-based world where there are no limits to insurance. Where products can be securely designed and launched in days and changes made in minutes.

  • No code configuration
  • Launch new products in weeks, not months
  • Reduce customer acquisition and operating costs
  • One platform, thousands of possibilities
  • A true quote and buy digital platform
  • Bulk upload for corporate customers
  • Member portals for employees and corporate administrator portals
  • Self service capability for customers, internal staff, intermediaries and more
  • Inherently insurance
  • No more product innovation pain points

Key Benefits

COMPLETE CONTROL of product creation and distribution

• RAPID SPEED to market and product and UI build

• DE-RISK your product roll out with no code project implementations

• NO RESTRICTIONS, ANY product, geography, AND channel


• SIT COMFORTABLY within your eco-system

• MAJOR BACKING, our fans include Deloitte, EY and Microsoft

Product/Service details