Comparative Insurance Rater

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IBQ Systems offers two rating products for Commercial Lines and Personal Lines. We have many carriers available within IBQ Systems and we are fully licensed to be in all 50 states. To see the full list of carriers click here:

Inclusive of IBQ Systems pricing is our consumer facing webrate service, this is a customizable URL for the agent that goes directly onto their website to capture customer leads 24/7.

Commercial Lines:

Personal Lines:

Key Features

Personal Lines Rater Key Features:

Offering real-time comparative rates since 2002, IBQ has been a pioneer in XML real-time rating. The rater is loaded with efficiency tools that have eliminated redundant keystrokes. IBQ was the first to offer true bundling of auto & home via our Matrix Pricing Tool. The rater is fast and has unparalleled accuracy, since the rates are returned by the carrier.

IBQ Matrix

The Matrix shows you the least expensive Auto Insurance bundled with the least expensive Home Insurance, to provide the absolute bottom line for your clients. You can mix and match various carriers to suit the ever changing needs of existing and potential clients.

Package Rating Every Time

Every quote done in IBQ returns a mono-line rate, along with a package account credit rate. This ensures all agents are provided with a cross-selling opportunity for every single quote. Cross selling means higher retention rates, which equal increased profitability.

Commercial Lines Rater Key Features:

  • Class codes built in
    No need to look up class codes for every company. Our innovative lookup function makes it easy to get the right class for every quote.
  • BOP, Workers Comp & General Liability
    Quote the most popular commercial lines from one spot–quickly and easily.
  • Carrier appetite guide
    See carriers’ appetite for certain risks before quoting and know where to place a risk.

Key Benefits

Save Time
Enter data once in one spot. No need to visit multiple carrier websites for quotes.

Less Work
Skip all the retyping the same data into carrier systems. You’ll boost accuracy and reduce the risk of errors.

Better Service
Offer quotes from multiple carriers so your customers get the best option. Or let them self serve and quote from your website.



Product/Service details