Universal Online Banker
Designed to deliver advanced, digital treasury management services, Universal Online Banker (UOB) helps banks provide their customers a modern digital cash management experience through a responsive user interface accessible from desktops, tablets, and mobile devices. Additionally, Universal Online Banker enables greater customer personalization, expedited onboarding, simplified workflows and increased cash management functionality for small business through large corporate customers. The feature-rich functionality offers user-driven balance and transaction reporting, sophisticated entitlements and approval capabilities, extensive payment types including NACHA, domestic and international wires, and federal and state tax. ACI built UOB on the UP framework that provides easy integration to back office systems, third parties and end users through our extensive API library.