RetailSuite

The world's leading retail banking solution designed for the new banking landscape.

Retail banking has undergone massive transformation and changed forever. The digital revolution has led to a disrupted marketplace with changing customer behavior and expectations, emerging competitor types and innovative technologies that are game changing. This disruption is forcing banks to revisit their business models and the underlying technologies that drive their business. No longer are banks in control dictating the terms in how customers bank with them. The customer has become the driving force of evolution in retail banking.

Retail Banks are also under pressure from profit margins being squeezed resulting from product transparency, competition, increasing operational, funding and regulatory costs. However despite these challenges this digital banking era opens up massive opportunities and banks need to act so these opportunities are reaped to maintain market position and profitable growth. Banks need to provide customers with a new style of banking that fits with the new ways of living, – banks need to become customer centric.

Key challenges facing Retail banks:

• Maintaining profitable growth
• Digitization and speed of change
• Evolving customer demands and expectations
• Market disruption
• Operating efficiency and rising costs

RetailSuite is a complete, fully integrated, front to back, yet componentized retail banking solution all delivered on a single platform. RetailSuite provides you with choice by being platform agnostic and provides flexible deployment models and speed to market with regionalised solutions that can be deployed on or off site.

Temenos provides the richest and most comprehensive core banking functionality on the market today. This is coupled with massive scalability and straight through processing with highly automated transaction handling from multiple channels and sources increasing efficiency, reducing operating costs and lowering the cost of ownership.

RetailSuite encompasses core banking, omni-channel solutions, front office, analytics and reporting, risk and compliance, financial crime and payment solutions.

RetailSuite provides everything you need from ONE platform to deliver customer-centric-banking, drive innovation and remain competitive in this new dynamic retail banking landscape.