ESKA® Life Insurance
ESKA® Life supports a wide array of individual and corporate products, serving both the commercial and Takaful businesses, enabling insurers thereby widen their outreach and expand product offerings.
Characterized by high levels of modularity, integrity and security, both Investment and Protection lines of business are well-contained in the system with full support of Term, Credit, Unit-Linked, and Pension plans, to name a few.
Embracing its activities from illustration and quotation generation through underwriting and issuance to administration, claims processing and reinsurance, ESKA® Life keeps insurance corporations competitive while facilitating business ventures into new and niche markets.
- Configurable risk classification and rating
- Hierarchical sales structuring, full administration and remuneration
- Full policy administration through alterations, benefits and services
- Category-based group schemes with seamless benefits mix and match
- Funds and portfolio management with track of investment transactions
- Mortality tables, dynamic formulae structuring and provisions calculation