
ESKA® Life Insurance
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
Overview
ESKA® Life supports a wide array of individual and corporate products, serving both the commercial and Takaful businesses, enabling insurers thereby widen their outreach and expand product offerings.
ESKA Life comes with extensive insurance functions and features to ensure you maintain an adaptable and accessible life-insurance enterprise. This powerful system provides a fully customizable and convenient setup process to meet your needs. Characterized by high levels of modularity, integrity and security, both investment and protection lines of business are well-contained in the system with full support of Term, Credit, Unit-Linked and Pension plans, to name a few.
Embracing its activities from illustration and quotation generation through underwriting and issuance to administration, claims processing and reinsurance, ESKA Life keeps insurance corporations competitive while facilitating business ventures into new and niche markets.
ESKA Life covers a number of functionalities related to:
- Product Creation & Underwriting
- Takaful insurance support
- Comprehensive Sales Network
- Personal Profile Manager
- Individual & Group Policy Creation
- Savings & Investments
- Claims Processing
- Reinsurance Administration
- Reserves & Provisions
- Reporting & Analysis
Key Features
- Configurable risk classification and rating
- Hierarchical sales structuring, full administration and remuneration
- Full policy administration through alterations, benefits and services
- Category-based group schemes with seamless benefits mix and match
- Funds and portfolio management with track of investment transactions
- Mortality tables, dynamic formulae structuring and provisions calculation
Key Benefits
Administer policies with a do-it-all platform
ESKA Life gives you the dynamic infrastructure necessary to run a complete and competitive insurance company. From creating your product portfolio and underwriting process to issuing and maintaining policies, configuring payments, and processing claims.
Orchestrate an effective sales network
Retaining current customers while reaching out to new ones is vital to sustaining organic growth. ESKA Life accelerates your sales processes with straight-through processing (STP), agent portals and the ESKA Life Illustrator. Together with customizable incentive strategies and sales analysis, ESKA Life helps you connect with your customers with purpose and insight.
Combine insurance and investment products
Open up your investment potential with your insurance revenues and vice-versa by integrating your insurance and investment products within a single platform. Enabling a variety of insurance-based investment products, ESKA Life helps you meet a wider spectrum of market demand.
Calculate solvency requirements
Every insurance enterprise needs a minimum threshold of cash-on-hand to service claims and payout. Using the reserve and provisions calculation engines of ESKA Life, you can calculate the risk you insure across every policy and adjust your reserves accordingly, enhancing your financial resilience and consumer confidence.
Reduce risk with co-reinsurance
Limiting your product portfolio to only the risks your reinsurer is willing to cover makes it harder to differentiate yourself from the competition. ESKA Life helps you to split the various risks you cover between multiple reinsurers, so you can package bolder insurance products to your clients and pocket the rewards.
Keep everyone updated
The ESKA Life notification system helps keep everybody on the same page by configuring automated notifications for any and every work process. Real-time processing also ensures that any task you change or accomplish is instantly reflected throughout the whole system.
Automate your approval process
The ESKA Life approval system provides easy-to-use automated tasks, which help you delegate and verify all necessary inputs and approvals for multi-step processes. Altogether, ESKA Life helps you slash the bulk from your workloads without sacrificing control.
Diversify products with Takaful
ESKA Life incorporates the guidelines of Takaful, enabling you to design insurance models spanning Morabaha, Wakalah, and Modaraba concepts. With Takaful, you can build a better-diversified insurance portfolio that attracts more customers and gives back to the community.
Expand market access with Bancassurance
Bancassurance opens the door to a new frontier of possibilities by bringing your insurance products to bank-affiliated customers. ESKA Life empowers you to expand your market reach by building mutually fruitful relationships with banking institutions and the clients they serve. Bancassurance automates and accelerates the process of creating quotations, issuing policies, alterations and renewals. Customers can additionally file claims information and receive updates on their claim statuses right from their local bank.
Unleash your scaling potential
In tandem with its adaptable digital features, ESKA General gives you the means to manage and distribute your operations according to sub-companies, branches, departments and sales channels – all while maintaining cohesion and minimizing overhead. Together with consolidated HR, finances, reporting & analysis and digital marketing, you can scale up your operation with confidence and success.
Maximize system accessibility
ESKA Life supports access to portals and mobile apps. Let all your sales professionals fully access the quick policy creation tools of ESKA Life, and help your customers stay up to date with the details of their payments, insurance and prescriptions.