Banking | Blogs

Winners of the 2018 Model Bank Awards April 24 2018 Blog
Celent recognizes 25 Financial Institutions with 2018 Model Bank Awards. Celent Model Bank is awarded for best practices of technology usage in d…
Non-financial risk management and GRC April 19 2018 Blog Cubillas Ding
I was recently part of a large industry Risk and Compliance Summit in London, where I presented perspectives based on a recent study Celent execu…
Chatbots aren’t dead, but they’re definitely not a magic bullet April 07 2018 Blog Stephen Greer
A couple of weeks ago a headline grabbed my attention. The automated savings app, Digit, had come out publicly and proclaimed that it would be ki…
Driving Business Value with APIs April 03 2018 Blog Patricia Hines
For decades, getting disparate bank applications to talk to each other was a nightmare. Most integration involved custom, point-to-point code, ma…
Open API banking: New framework, threats, and opportunities in Japan March 28 2018 Blog Eiichiro Yanagawa
In general, an API refers to a technical specification for operating a specific program by another program, and it defines command statements (co…
From Legacy To Ecstacy: Building Model Banks On Strong Foundations March 21 2018 Blog Craig Focardi
Celent’s 2018 Model Bank awards winners provide strong evidence that financial institutions are innovating rapidly, and the pace of innovation ha…
Stephen Greer - Featured Analyst March 19 2018 Blog Stephen Greer
Stephen Greer, our Banking team’s newest Senior Analyst, has focused his 7 years at Celent advising clients on digital and emerging technologies.…
Thanks for Sharing March 14 2018 Blog Joan McGowan
Banks have been slow to adopt cyberthreat intelligence (CTI) programs, and few have invested in the necessary data analysis and integration techn…
Open Banking APIs: Coming Soon to a Country Near You March 12 2018 Blog Patricia Hines
Externally-facing APIs in financial services have been around a long time, with many initially emerging in the e-commerce and cards space. The gr…
All Eyes on AI in Financial Crime Compliance March 08 2018 Blog Arin Ray
There has been a lot of hype surrounding artificial intelligence (AI) and its potential in different walks of life. In financial services, especi…
Three Surprising Takeaways from Stripe’s First European Analyst Day March 07 2018 Blog Zilvinas Bareisis
Banks often look up to fintech players for innovation. Yesterday I had the pleasure of attending the inaugural European Analyst Day at Stripe, on…
From Moonshot to Model Bank March 06 2018 Blog Alenka Grealish
The striking aspect of Celent’s 2018 Model Bank award winners is the number that are applying technology that would have been considered akin to…
Digital Documents: The Last Mile Towards Achieving Fully Digital Lending February 21 2018 Blog Craig Focardi
Digital lending transformation is focused on moving data to the cloud and conducting point-of-sale transactions via the Web and mobile devices. I…
Here It Comes, the Conference Season! Money20/20 Asia February 17 2018 Blog Eiichiro Yanagawa
Spring is just around the corner., and so is the conference season. Every year, there are so many great conferences and events around the world.…
Mobile Banking: The “Hockey Stick” is Over February 15 2018 Blog Bob Meara
I recently reviewed more than a dozen published consumer surveys relating to financial services usage and attitudes in North America in preparati…