2015/11/24
The UK Retail Banking is undergoing yet another review of competition, with the initial conclusions released a few weeks ago. The full report is…
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2015/11/05
本レポートは、HSBCの委託を受けてセレントが発行するレポートシリーズの第1弾で、今後数年間で決済業界を大きく変える起爆剤になるとみられる外的要因を浮き彫りにします。 KEY RESEARCH QUESTIONS 1 決済エコシステムの変革を主導する要因は何か？ 2…
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2015/10/21
Our friends at PaymentsUK have released their latest forecasts, the ever excellent UK Payments Market 2015. Whilst we don’t have a copy of the f…
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2015/09/14
This is the next – I have a terrible feeling its not the last though – of seeing the cards world through the eyes of a consumer. The story so fa…
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2015/09/07
...but something far more valuable. So for this post to make sense, you ought to read my last 2 posts, about my experience of using my credit ca…
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2015/08/27
In my last post, I talked about the experience of using my credit card in the US, and how just inconsistent it feels. Some of it was undoubtedly…
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2015/08/13
Zil wrote almost a year ago about his experience using a foreign card in the US. I’m just back from an extended stay in the US, and was really s…
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2015/07/10
Dave Birch over at Consult Hyperion wrote a very interesting article today around the need to better name the stream of new non-traditional bank…
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2015/06/29
Mining data to create better products and cross-sell opportunities is a perennial topic of conversation with banks. We’re often asked who does i…
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2015/06/26
Yesterday saw very interesting news coming out of Europe regarding a joint venture between 6 European ACHs. To understand why many of us have sa…
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2015/05/20
As many of you know, I've been on something of a world tour, which started with Nacha Payments in New Orleans in mid-April. Expect a flurry of b…
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2015/04/30
ISO20022が決済業界を根本から変えるでしょう。世の中には、劇的なインパクトによって状況を一変させてしまうことがあります。例えば、インターネットとモバイルテクノロジーの組み合わによって、我々は家や職場に居ながらにして「何でも、どこにいても」手に入れることができるようになりました。そし…
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2015/04/29
As analysts, we are often asked to predict the future. It’s a fun part of the job, and leads to some interesting conversations. Whilst we rarely…
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2015/04/15
There have been a few mainstream press mentions of e-invoicing and invoice financing over the last few weeks. For many readers not closely follo…
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2015/04/02
(このレポートは2015年4月に"Top Trends in Corporate Banking 2015: The Business of Managing Uncertainty" というタイトルで英文で発表されましたが、抄訳版を2015年9月7日に発行しました。）※ダウンロード：…