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• From Turfing to Crystal Balls

  2012/07/19

  Nope, it was a new one on me too. Turfing cropped up in the latest communications survey in the UK, run by Ofcom, the regulator for that sector.…

• The Euro and it's impact on us all

  2012/06/19

  One of the things that I realised early on in my career is that a significant proportion of my friends or people I meet socially really don’t un…

• 電子インボイスをめぐるビジネスチャンスと無関心に潜むリスク

  2012/05/24

  (このレポートは2011年5月24日に"The Opportunity for E-Invoicing:And the Perils for Ignoring It"というタイトルで英文で発表されましたが、和訳版を2012年8月24日に発行しました。）銀行業界は、以前から電子インボイス（…

• EBADay 2012

  2012/05/21

  Its event season at the moment – I’m off to Madrid for a client event tomorrow for example. Last week though was EBADay in Edinburgh. EBADay is…

• Nacha Payments 2012 Round-up

  2012/05/11

  Last week I was in Baltimore for the Nacha Payments annual event, a regular fixture on my calendar. I just wanted to share some impressions, som…

• Feeding My Inner Geek

  2012/04/27

  As many of you may know, I used to work at a very large ACH - over a €1.4trn per year of transactions. Its therefore with some excitement that I…

• Hurray for RuPay?

  2012/04/18

  I hope many of you will have had chance to read Zil’s excellent report on the outlook for a 3rd European Card scheme. I think we’re left in no d…

• Reflections on the Commercial Payments Conference

  2012/03/30

  I was lucky enough to speak at the Commercial Cards & Payments Conference in New York last week. May I congratulate Joanne, the organiser, on a…

• Breaking News.....

  2012/03/16

  ....Gareth Lodge will NOT be launching a mobile payment, mobile wallet or alternative payment scheme! It sometimes feels though that everyone el…

• Valentine Day Massacre, or Will Love Be in the Air?

  2012/03/08

  So. Now we know. Feb 14 is the date that is the talk of the town and payments people in Europe in particular. No, spring hasn’t softened us and…

• Another take on Finovate

  2012/02/16

  I attended Finovate Europe (www.finovateeurope.com) last week – good to see it back. Celent are a partner but even so, having attended the inaug…

• Review: What Corporate Mobile Banking Will Really Mean For Your Bank

  2012/02/03

  I’m just back from the US where I was presenting at our Corporate Mobile Banking event. Unsurprisingly, given the topic, we had a very high leve…

• 世界の銀行業界のIT投資動向

  2012/01/19

  北米、欧州、アジア太平洋の銀行業界全体のIT投資は、2012年には1,733億米ドルに成長すると予測されます。これは2011年比で約2.8%の増加です。IT投資の伸び率がわずかながら減少傾向にあることを示しています。セレントの最新レポート「世界の銀行業界のIT投資動向」は、北米、欧州、ア…

• A Very Green Green Paper?

  2012/01/13

  This week the European Commission released its Green Paper "Towards an integrated European market for card, internet and mobile payments". Stran…

• ペイメントの主要トレンドを振り返る

  2012/01/03

  本レポートは、2011年を通じてセレントのアナリストが注視し、2012年の業界の動向を方向づけるとみられるペイメント関連の重要テーマを取り上げます。セレントでは毎年年末に世界各地のアナリストが集まり、小口および大口決済をめぐるその年の重要トレンドを振り返ります。セレントでは2011年を通…