次世代のリテールローンオリジネーションシステム

Loan origination system (LOS) technology has changed more in the last five years than it had in the previous 20. Market dynamics are shifting as new solution providers come to market with cloud-native systems. This new vendor competition-and financial institutions' desire to reduce technical debt within duplicative and older retail loan origination systems (LOS)-will reshape the lending technology market as financial institutions replace single product origination systems with multiproduct enterprise LOS.

Financial institutions are also rethinking loan origination system migration, as open platforms provide easier system uncoupling, integration, and shift from on premise IT to the cloud. The demands of retail lending are pushing more institutions to progressively renovate and replace legacy systems with next generation platforms.

Financial institutions need objective information on the shift from specialized, single loan product systems towards multiproduct enterprise lending platforms, an in-depth view of cloud-native lending system architectures, the IT architecture differences between next-gen lending vendors and incumbent lending system vendors, and the migration path options to move from legacy systems on to next gen platforms.