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      Craig Focardi
      Principal Analyst
      Craig Focardi
      //Craig Focardi

      With a multi-disciplinary background in economics, finance, technology and marketing, Craig leverages his retail lending and banking industry experience to advise and consult on business-led technology strategy and investment for financial institutions, technology providers, and technology investment firms.

      Craig's coverage areas include digital lending strategy, market sizing and technology selection across the credit lifecycle for all consumer credit products. Complementary coverage areas include analytics, digital content management and core system transformation. His advisory engagements have included core lending and banking system vendor selection for financial institutions, market feasibility and go-to market assessments for technology vendors, and technology provider acquisition due diligence for FinTech investors.

      Craig is a frequent speaker and moderator at industry conferences, including BAI, Mortgage Bankers Association annual and technology conferences, and AFSA. He has also written dozens of bylined articles for Mortgage Banking Magazine, Lending Strategy (UK) and American Banker.

      Craig began his career in economics and finance and marketing in the mortgage industry for lenders and IT vendors, including The Federal Home Loan Bank, The PMI Group, Wells Fargo, and CoreLogic. Craig then spent 16 years as a banking industry analyst at TowerGroup and CEB prior to joining Celent.

      Craig received an M.A. in applied economics from the University of San Francisco and graduated with high honors from the State University of New York at Oneonta with a B.S. in business economics. Craig also attended Schiller University in Heidelberg, where he studied international trade. Craig holds the Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association.

      The Latest from Craig Focardi
      BLOG
      +-2
      Cash Flow Data and Credit Scoring
      BLOGRetail Banking
      Nov 25th 2025
      REPORT
      +-2
      Technology Trends Previsory, Retail Banking and Payments: 2026 Edition
      REPORTRetail Banking
      Nov 12th 2025
      REPORT
      +-2
      Generative AI in Retail Lending
      REPORTRetail Banking
      Oct 28th 2025
      BLOG
      +-2
      Using AI To Modernize Loan Servicing and Deliver Greater Customer Engagement and Operating Efficiency
      BLOGRetail Banking
      Oct 22nd 2025
      REPORT
      +-2
      Digital Transformation Across the Retail Lending Lifecycle
      REPORTCorporate Banking Retail Banking
      Aug 18th 2025
      REPORT
      +-2
      The New Era of AI-driven Analytics in Lending
      REPORTRetail Banking
      Aug 11th 2025
      Contact Details

      Contact Craig Focardi

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      Details
      Geographic Focus
      Asia-Pacific, EMEA, LATAM, North America
      Industry
      Corporate Banking, Retail Banking
      Languages
      en