Craig Focardi, CMB
Biography
With a multi-disciplinary background in economics, finance, technology and marketing, Craig leverages his retail lending and banking industry experience to advise and consult on business-led technology strategy and investment for financial institutions, technology providers, and technology investment firms.
Craig's coverage areas include digital lending strategy, market sizing and technology selection across the credit lifecycle for all consumer credit products. Complementary coverage areas include analytics, digital content management and core system transformation. His advisory engagements have included core lending and banking system vendor selection for financial institutions, market feasibility and go-to market assessments for technology vendors, and technology provider acquisition due diligence for FinTech investors.
Craig is a frequent speaker and moderator at industry conferences, including BAI, Mortgage Bankers Association annual and technology conferences, and AFSA. He has also written dozens of bylined articles for Mortgage Banking Magazine, Lending Strategy (UK) and American Banker.
Craig began his career in economics and finance and marketing in the mortgage industry for lenders and IT vendors, including The Federal Home Loan Bank, The PMI Group, Wells Fargo, and CoreLogic. Craig then spent 16 years as a banking industry analyst at TowerGroup and CEB prior to joining Celent.
Craig received an M.A. in applied economics from the University of San Francisco and graduated with high honors from the State University of New York at Oneonta with a B.S. in business economics. Craig also attended Schiller University in Heidelberg, where he studied international trade. Craig holds the Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association.
Latest insights
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13 March 2024
Retail loan origination requires the interplay of many internal and external systems to originate, underwrite, and close a loan. These processes…
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12 February 2024
The UK residential mortgage lending market is large and attractive to financial institutions based on the large transaction sizes and revenue pe…
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13 December 2023
The migration of on premise banking applications to private and public cloud deployment has been underway for over a past decade.Early migration…
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14 November 2023
The economic shocks of 2023 appear to have calmed, but financial conditions remain far from easy for retail banks and their clients. For banks,…
Related events
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21 March 2024
AI: The Race is On - Accelerate to a Competitive Advantage with AI Virtual Event - March 21, 2024 Join us as we reflect on the advancements of A… -
14 - 16 May 2024
400 E M.L.K. Jr Blvd, Charlotte, NC 28202, United StatesMeet up with Craig Focardi and Patricia Hines at nCino's annual conference, nSight. nSight is the global financial services industry's must-atte… -
15 - 18 October 2023
Pennsylvania Convention Center in Philadelphia, PA. 1101 Arch Street Philadelphia, PA 19107, United StatesMBA’s Annual Convention & Expo is headed to the Pennsylvania Convention Center in Philadelphia. The birthplace of our country, Philadelphia is a… -
9 - 11 May 2023
Charlotte Convention Center, United StatesnSight is designed for all nCino users and strategic partners, as well as bank leaders and executives. We're also excited to welcome attendees o…
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