The world of financial planning is undergoing a fundamental transformation. What was once a static, annual exercise reserved for high-net-worth clients is becoming a dynamic, ongoing dialogue powered by real-time data, advanced analytics, and digital collaboration. At the heart of this transformation is WealthTech: the convergence of financial technology and wealth management, which is enabling firms to reimagine how they engage with clients, deliver personalized advice, and scale their businesses profitably.

Today’s investors expect omni-channel and omni-present access to their financial information, as well as proactive advice that reflects their real-time goals and risks. This shift requires new tools and a new mindset.

Key trends in the world of financial planning include: • From static to dynamic planning • From annual reviews to ongoing engagement • From product-led to planning-led engagement

Celent’s upcoming report on Financial Planning will present the trends, technologies, platforms, and strategies that are reshaping financial planning and client engagement. This is particularly relevant as firms continue to find ways in which they can serve the “mass affluent” client segment against the backdrop of the evolving role of the advisor.