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      REPORT
      VIDEO
      First Hawaiian Bank: Boosting Revenue and Reducing Risk with AI in Loan Decisioning
      Winner of the 2025 Celent Model Bank Award for AI-augmented Retail Lending
      18th June 2025
      //First Hawaiian Bank: Boosting Revenue and Reducing Risk with AI in Loan Decisioning

      First Hawaiian Bank increased loan growth and gained operating efficiency while expanding addressable markets in consumer lending by implementing AI-based, automated underwriting. A custom credit model–coupled with process redesign to maximize its impact–improved customer experience, expanded approvals in previously un-scorable/credit invisible populations, and improved risk management.

      A highlight reel and a downloadable one-page takeaway of First Hawaiian Bank's award-winning initiative are available to everyone.

      A full-length case study report diving into the initiative is only available to Celent's subscribers. Please log in to access this report.

      Author
      Craig Focardi
      Craig Focardi
      Principal Analyst
      Details
      Geographic Focus
      Asia-Pacific, EMEA, LATAM, North America
      Horizontal Topics
      Artificial Intelligence, Data & Analytics
      Industry
      Retail Banking
      Mentioned Companies
      Zest AI, FIS, Meridianlink, Amazon Web Services