The supply chain delays have brought attention to the speed of payment processing, where clearing, posting and settlement can take place at different times, said Gareth Lodge, a senior payments analyst at Celent.

"That is one of the benefits of real-time payments," Lodge said, adding traditional ACH transactions could take days for funds to reach an account, creating a risk in releasing goods before a payment has cleared. "As the payment is posted in real time, and it’s good funds, the goods can be released that much quicker," Lodge said.