Enforcement of the DoL rule has officially been delayed until July 1, 2019 but this does not mean advisors have stopped thinking about a fiduciary standard. Regardless of a regulatory mandate, many advisors and firms have already put training and tools in place to show that they are acting as fiduciaries. Embracing technology designed to support fiduciary responsibility is one way advisors and enterprises can differentiate themselves and manage their respective compliance initiatives. Another way advisors and enterprises are working to justify their fees and provide their clients with a one-stop shop for financial planning is by offering services related to managing healthcare costs.