Goldleaf Financial Solutions is not a big company (US$80 million in 2008) – certainly not by US core system vendor standards, but the acquisition of Goldleaf by Jack Henry & Associates may be bigger than it appears. For its size, Goldleaf has a large share of the distributed capture market. With more and more financial institutions adopting branch capture (in many cases at the teller line) JHA was wise to be interested in Goldleaf’s installed base. Conversely, JHA provides the teller system of choice to roughly 12% of small banks (<$1b in assets) and 18% of midsize banks ($1b - $10b in assets) by our calculation. That’s a great installed base of teller systems to equip with distributed capture technology. [caption id="attachment_789" align="alignleft" width="801" caption="JHA Brings a Big Teller System Installed Base"][/caption] Properly integrating teller and capture systems has proven to be easier said than done. Doing so is a prerequisite for a smooth running teller capture implementation. After a few years (since Check 21) now, there have been relatively few “certified” integrations, and Goldleaf leads the pack by a large margin. Its experience in this area will likely prove valuable to JHA which, despite its size, has had little to show in this area.