Convergence across industries
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Celent have reviewed this profile and believe it to be accurate.
Attending an SAP analyst conference, Dr. Kerstin Geiger raised the issue of convergence, specifically that the boundaries between industries are blurring. We at Celent see this quite strongly in banking. We lots of entries into the banking market from various industries, some of which are quite closely aligned to banking:
- Insurance (USAA and MetLife)
- Brokers (Charles Schwab, Merrill Lynch)
- Supermarkets (Loblaws in Canada and Tesco in UK)
- Retailers (Wal-Mart, Azteca in Mexico)
- Mobile Network Operators (KDDI, Globe Telecom in Philippines)
- Transit operators (Japan Rail, London Transit, Hong Kong Transit)