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Banks Focus on Cost Alignment

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2013/04/01

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  • Hi Robert,

    You are certainly right when reflecting on bank profitability. Banks are having a hard time finding better and more effective ways for aligning costs, specially when regulations like Dodd-Frank, Basel III and the CARD Act only scrutinize more and more the possibilities for a bank to make profits. It is true that the most common approach for re-aligning costs has been branch closure, which most critics consider a mistake, but this is definitely the option that will produce results in a shorter time frame. I recommend that you take a look on some of PwC white papers that touch on bank innovation , it might give you a wider perspective on retail banking and branch strategy.