Banking as a Service: Delivering Faster Digital Transformation

Create a vendor selection project & run comparison reports
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.
20 August 2018
Craig Focardi

Banking as a Service Provides a New Path for Digital Transformation, New Customer Acquisition, and Financial Inclusion

Key research questions

  • What are the challenges to banking growth and reaching untapped markets?
  • What new business models and product IT platforms will emerge?
  • What is banking as a service, and who will adopt it?


Banking as a Service holds great promise for providing community-based financial institutions with a migration path to becoming fully digital financial institutions.

This report assesses the expanding ecosystem of banking business models and IT service delivery models. It then focuses on banking as a service (BaaS), a technology architecture and service delivery model for community-based financial institutions, Big Tech firms, and retailers seeking to offer digital banking services.

The report focuses on:

  • The market, business and technology drivers of digital banking in the cloud.
  • The current and future evolution of banking business models and IT platforms.
  • A detailed examination of BaaS.
  • The competitive impact of new banking models on financial institutions.
  • The long-term impact on banking and technology markets.

Subscription required

Access to this content requires a Celent research subscription.

Subscribers should sign in to access this research.

If you are not a subscriber, register now or contact us to find out more about our subscription options.

sign in or sign up to read more

Insight details

Corporate Banking, Retail Banking
Subscription(s) required to access this Insight:
Banking, >>Retail & Business Banking, >>Corporate Banking
Insight Format
Geographic Focus
Asia-Pacific, EMEA, LATAM, North America