Celent recognizes BMO as the winner of the 2021 Celent Model Bank Award for Financial Wellness for its AI CashFlow Prediction tool. Enabling customer financial wellness has become the mantra at many banks. BMO stands out for going far beyond the standard tools by applying advanced AI and design thinking to deliver private bank-like guidance at scale. It has differentiated itself by building a unique tool with high accuracy that offers actionable alerts to customers seven days in advance.