In this fourth installment in a series of Celent reports on cybersecurity, we explore cybersecurity frameworks, which can help insurers deal with the complexity of managing cybersecurity risk. Leveraging best practices developed by a worldwide community of cybersecurity experts, these frameworks will lead to better and more compliant cybersecurity risk management programs, reducing the likelihood and subsequent costs of breaches. Cybersecurity frameworks are a low-cost way to accelerate improvements and ensure compliance with evolving legal and regulatory requirements. Bottom line improvements may include lower business disruption costs, reduced civil liability, avoidance of regulatory penalties, and lower cyber insurance premiums. Cybersecurity frameworks are a low-cost way to accelerate improvements and ensure compliance with evolving legal and regulatory requirements. Bottom line improvements may include lower business disruption costs, reduced civil liability, avoidance of regulatory penalties, and lower cyber insurance premiums.