Finding Value in Insurtech, Part 1: Predicting Time-to-Value

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23 February 2018

Key research questions

  • What defines an insurtech concept?
  • Which concepts hold the greatest opportunity for value, and over what timeframe?
  • How should insurers prepare?


In pursuit of innovation, some insurers have chosen to engage directly with startups, while others have chosen to build internal capabilities, partner with their suppliers, or adopt a watching brief.

While the concepts and use cases for insurtech have become better understood, genuine market traction behind many remains low or uncertain. Using the findings from a survey targeted at digital and innovation leaders, Celent explores insurers’ expectations for future value from insurtech concepts.