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Cloud and Payments: A Match Made in Heaven?

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24 September 2019

Abstract

In many banks, the payments infrastructure is barely suitable for today, let alone tomorrow. Banks face ever more changes, and adding more patches simply isn’t advisable or even possible—for example, a heritage batch system simply can’t be kludged to handle an instant payment using ISO20022. Most banks understand this and recognize that they need a modern payments solution. However, many banks are still hesitant about adopting cloud as part of that modernization, despite the clear benefits of doing so.