Insurer Stand-Alone Rating Engines — North America Edition

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18 April 2023

2023 Solutionscape: Powered by VendorMatch


Stand-alone rating engines are used for a variety of reasons—but primarily to externalize the rates, rules, and logic associated with rating from the policy administration system (PAS) to create speed-to-market. This report provides an overview of the stand-alone rating engines available in North America for life and property and casualty insurance carriers.

The report profiles 16 stand-alone rating engines, providing an overview of their functionality, customer base, lines of business supported, technology, implementation, pricing, and support.

We asked firms that provide stand-alone rating engines to enter information about their company and products into Celent’s free digital catalog, VendorMatch ( This report presents certain extracts of that information. Additional details about each product are available in VendorMatch, subject to the VendorMatch terms of use.

This report should help insurers define their core rating engine system requirements and can be used as the first step toward creating a short list of vendors for evaluation. Expanded rating functionality and improved technology mean that insurers have a broad spectrum of systems and vendors to consider when looking for a solution to their needs. Insurers can leverage their access to the author through analyst access calls to learn more about the vendors.

The following vendors and solutions are included in this report:

  • CGI Group, Inc. – Ratabase
  • Cogitate Technology Solutions, Inc.- Cogitate Rater
  • Decision Research Corporation - RS X Rating
  • Duck Creek Technologies - Duck Creek Rating
  • Earnix - Earnix Enterprise Rating Engine
  • Jarus Technologies - JARUS RATING ENGINE
  • Majesco - Global IQX - Stand Alone Rating Engine for Group and Voluntary Benefits
  • Oracle Corporation - Oracle Insurance Insbridge Enterprise Rating
  • RDT – Equator
  • Solartis - Solartis Rating Microservice
  • Tritech Insurance Systems, Inc. - Stand Alone Rating Engine
  • Valuemomentum - BizDynamics Rating
  • Verisk - Sequel Rulebook - Pricing, Underwriting & Digital Distribution
  • Vertafore, Inc. – NetRate
  • WTW – Radar
  • Zywave Digital Distribution Suite - ClarionDoor