REPORT
    VIDEO
    Delos Insurance Solutions: California Wildfire Prediction and Underwriting Model
    Winner of the 2025 Model Insurer Award for Data, Analytics, and AI
    18th June 2025

    Delos Insurance Solutions is a managing general agent that specializes in providing property insurance in climate-affected regions. Their primary focus is addressing the challenges of insuring homes in California that struggle to find options due to percieved wildfire exposure, a market where many traditional insurers are reducing their coverage.

    Delos’ platform is enabled by a novel geospatial machine learning ensemble that utilizes two hundred data inputs, including NASA Earth-observation imagery, datasets like NASA’s LANDFIRE, and the most current climate science, describing vegetation, climate, and human activity that together determines a property’s true risk profile. This combination of methodology and depth of data allows for a strong spatial understanding of wildfire risk.

    Anyone can view a summary of the report or watch a highlight reel of the case study to learn more. Celent subscribers can access the full length case study report below.

    Author
    Keith Raymond
    Keith Raymond
    Principal Analyst