Editor's Note: The below is an excerpt from an Oliver Wyman analysis developed for the Administration of President Biden uncovering the impact on premiums and uninsured through extending the American Rescue Plan Act (ARPA) policy. Read the full analysis here.

In 2021 and 2022, the ARPA has made health insurance coverage in the Affordable Care Act’s (ACA) individual marketplaces considerably more affordable for millions of Americans. Oliver Wyman’s actuarial health team calculated the estimated impact on health coverage if the ARPA changes to the advance premium tax credits (APTCs) are made permanent.

This article is provided courtesy of Oliver Wyman. The remainder of this article can be accessed at this link.