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Credible - is a millennial-focused, online consumer finance marketplace.

  • Founded in 2012, Credible operates a millennial-focused, online consumer finance marketplace that runs deep across the value chain, well beyond traditional lead generation empowering borrowers to take control of their finances. The Company has developed a differentiated "lender-integrated origination model" with significant proprietary technology.
  • Using proprietary technology, Credible is the first company in the U.S. to provide a simple, online consumer experience that allows borrowers to: (1) quickly create their profile, (2) receive instant personalized loan options (real rates, not marketed rates or rate ranges); and, (3) complete the majority of the origination process on a single platform (regardless of the lender selected). Checking rates does not impact credit score, and personal data is never sold.

Summary of the key benefits of the employer program:

  1. Turnkey Implementation - Credible provides all of the required marketing collateral for your comms team to review and approve (e.g., content for intranet/benefits portal, welcome emails, co-branded landing page, student loan debt webinars, etc.)
  2. No Cost - There is no cost to implement the benefit. Furthermore, in addition to the savings Mercer clients employees would receive by refinancing their student debt, we would further offer them a 'welcome bonus' for utilizing the service.
  3. Student Loan Refinancing or Broader Suite of Products - To start, we could launch the benefit solely focused on student loan refinancing or our full suite of products. Most employers we work with eventually opt to expand into Personal Loans (to help employees with credit card debt), new student loans, and mortgages.
  4. Breadth of the marketplace - The key reason employers select Credible is that because we are a marketplace of 10 lenders we can serve the broadest possible set of employees (from lower paid/entry level to higher paid/management).
  5. Data & Reporting on Employee Savings - We can provide reporting back to you on the impact of the program on your employees (e.g., how much debt they have reduced and how much money saved).
  6. Option to add Employer Contribution - Credible could facilitate this through a number of partners.


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