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Centivo is a new type of health plan that’s built to save 15 percent or more compared to traditional insurance carriers and is easy to use for employers and employees. Centivo’s mission is to bring lower cost, higher quality health care to the millions of people in the United States who struggle to pay their health care bills.Centivo uses advanced analytics to build high-quality, cost-effective networks directly with health systems and independent practice partners, and then empowers primary care teams to serve as the center of the health care experience. Members coordinate their care through their selected primary care team in exchange for free primary care and simple, predictable copays for all other care. An alternative to traditional insurance carriers or third-party administrators, Centivo offers the technology, network, claims processing, customer support, and population health management to fully administer an employer’s health benefits. ​​​​​Headquartered in New York City, Centivo is backed by Bain Capital Ventures, Maverick Ventures, Bessemer Venture Partners, Ingleside Investors, Rand Capital, Grand Central Tech Ventures, and Oxeon Investments.