Find vendors who provide solutions targeting microinsurance in our vendor and solution directory. Microinsurance breaks down insurance in its traditional form into something much smaller—insuring small items such as a one-day trip or a one-time event or specific item such as a camera. The concept is about only paying for the insurance you actually need.
Use Celent's vendor directory to find vendors with solutions that target parametric insurances. Parametric insurance products and programs indemnify policyholders based on when specific conditions are met regardless of the loss. Examples of parametric conditions include weather, earthquakes, or other events that can be verified with third party independent data.
Peer to Peer (P2P) Insurance / Crowdfunding
Peer-to-Peer (P2P) insurance is a risk sharing network where a group of individuals pool their premiums together to insure against a risk without using an insurance company. Use Celent's VendorMatch directory to search for and analyze vendors who offer solutions tailored to the P2P and crowdfunding insurance market.
Sharing / Gig Economy
Use the Celent VendorMatch directory to find vendors with solutions targeted to the sharing / gig economy. Sharing / gig economy insurance products insure the exposures that are unique to the sharing or gig economy.
Telematics/Usage Based Insurance (UBI)
Use our directory to find telematics /UBI related systems for insurance companies and financial institutions. Research and compare telematics vendors for your buying needs. Usage based insurance products are based on telematics data or other behavioral data. Usage-based insurance (UBI) also known as pay as you drive (PAYD) and pay how you drive (PHYD) and mile-based auto insurance is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place. Telematic usage-based insurance (vehicle information is automatically transmitted to the system) provides a much more immediate feedback loop to the driver, by changing the cost of insurance dynamically with a change of risk. This means drivers have a stronger incentive to adopt safer practices.